For Lenders: Maximizing Returns via the TruYield System
Lenders play a crucial role in providing liquidity to the platform and are rewarded through the TruYield System, an AI-powered yield optimization engine.
Fund Allocation: Lenders deposit funds into categorized lending pools based on risk tiers:
Low-Risk Pools: Offer stable but lower returns, backed by overcollateralized loans.
Medium-Risk Pools: Provide balanced risk and returns, ideal for moderate risk-tolerant lenders.
High-Risk Pools: Yield higher returns but expose lenders to higher borrower default risks.
Yield Optimization: The TruYield System dynamically reallocates funds across lending pools using predictive AI models. These models assess:
Current and forecasted market conditions.
Borrower repayment probabilities.
Pool utilization rates.
The optimization formula evaluates expected returns as: ExpectedYield = Σ(Pool_i * RiskWeight_i * InterestRate_i) Where:
Pool_i represents funds in a specific pool.
RiskWeight_i adjusts for risk levels based on borrower performance.
InterestRate_i reflects the prevailing rate for the pool.
By continuously reallocating funds, the TruYield System maximizes lender profits while maintaining a balanced portfolio.
Staking Rewards: Lenders can stake TRUM tokens alongside their deposits to earn additional rewards. Staking not only enhances returns—up to 200% APR—but also strengthens platform liquidity.
Portfolio Insights: Lenders receive personalized dashboards with AI-driven insights, enabling them to monitor performance and rebalance their portfolios based on evolving risk and market conditions.
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